savings
fixed rate deposit account

Fixed-rate Deposit Account

Savings

A fixed-rate, guaranteed return

Potentiel marché

Fixed-rate Deposit Account offers advantageous returns so that you can securely earn interest on the savings in your account.

  • From
  • 1 month to 2 years

In detail

Interest rate

A GUARANTEED RATE WHEN YOU OPEN THE ACCOUNT RELIABLE AND PREDICTABLE

A fixed return that is known at the time the account is opened.

Initial deposit

NO LIMITNO NEED FOR FURTHER DEPOSITS

You must make an initial and single transfer of at least €7,500, with no limit. You may not make any subsequent deposits.

Term

ONE MONTH TO TWO YEARSTHE AMOUNT AT MATURITY IS KNOWN IN ADVANCE

From one month to two years from the date the fixed-term account is opened.

Interest payments

REGULAR INTEREST PAYMENTSPAYMENTS MADE REGULARLY OR AT MATURITY

Interest is paid regularly (monthly, quarterly, semi-annually or annually) or when the long-term deposit account matures.

Further details

Please note

You can make a partial withdrawal from your fixed-term account, on condition that you maintain a minimum balance of €7,500: the interest rate will be subject to change.

Detailed characteristics of

Fixed-rate Deposit Account

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  • ELIGIBILITY, INTEREST, TERM, DEPOSITS, WITHDRAWALS
  • INCOME TAX
  • DIRECT SOCIAL SECURITY WITHHOLDING
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Eligibility

Any BNP Paribas customer can ask to open a Fixed-rate Deposit Account.

Interest rate

The interest rate of the fixed-term deposit account is determined when the account is opened and is based on the following:

  • The market rate
  • The term of the deposit (monthly, annual)
  • The amount of capital invested

Interest

Interest will be paid out either regularly (monthly, quarterly, half-yearly or annually) or at maturity.
The payment frequency may not be changed during the term.

Term

The account has a fixed term from one month to two years from the date the Fixed-rate Deposit Account is opened.

Deposits

You must make an initial and single deposit of a minimum of €7,500, with no maximum limit, to your fixed-term deposit account.

Withdrawals

You can make a partial withdrawal from your Fixed-rate Deposit Account, on condition that you maintain a minimum balance of €7,500, but the interest rate on the fixed-term deposit account will be subject to change. No interest will be paid on any Fixed-rate Deposit Account that is terminated less than one month after it is opened. In the event the account is closed before the maturity date, a penalty of 0.50% will be applied to the return as calculated at the opening of the account.

FAQ ()

In addition

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