loans
home renovation loan

Home renovation loan

Loans

A personal loan to finance renovation works and interior design of your home

A loan is a legal commitment and must be repaid. Please verify your ability to repay before signing up.

Prêt Travaux

The Home Renovation Loan finances the renovation or interior decorating of your home.(1)

  • FIXED APR
  • 4.42%(2)

Example of a €20,000 loan with a term of 48 months:

Fixed Annual Percentage Rate (APR): 4.42%(2)
Amount per payment due (not including optional insurance): €452.84
Total amount due (not including optional insurance): €21,736.32
A loan is a legal commitment and must be repaid. Please verify your ability to repay before signing up.

(1) Subject to application approval by BNP Paribas (the lender). You have a legal withdrawal period of 14 calendar days from the date when you accept the loan agreement.
(2) This offer is reserved for qualified individual customers of legal age, and is subject to conditions. Annual Percentage Rate in effect as of 2016-01-01.

In detail

Financing

Dedicated financing for your plans to feel better in your home

You benefit from a customizable loan according to your plans and repayment capacity, with no application fee.(3)

(3) For all online sign-ups. Terms and conditions in effect as of 2015-03-01.

Sign up

OnlineReceive an immediate pre-approval response

With just a few clicks, you will know the loan amount that you can benefit from! You can quickly turn your plans into reality.

Repayment

Early, partial or in full ACCORDING TO YOUR BUDGET

You have the possibility to repay your loan early.(4)

(4) See the terms and conditions in the agreement. Terms and conditions in effect as of 2015-03-01.

Detailed characteristics of the

HOME RENOVATION LOAN

Download the pdf

  • Eligibility, Amount, Term, Interest rate
  • Supporting documents, legal withdrawal period, availability of funds
  • Repayment, insurance, loan maturity
Image popup

X Close

Eligibility

The Home Renovation Loan is offered to qualified individual customers of legal age.(1)

(1) Subject to application approval by BNP Paribas (the lender).

Amount

You can borrow from €760 to €75,000.

Term

You can borrow for a term of at least 4 months up to a maximum of 108 months.

Interest rate

The interest rate on your Home Renovation Loan is determined according to the characteristics of the loan (amount, term) you request.

For example: for a loan of a total amount of €20,000 and a total term of 48 months, you would make 48 payments of €452.84 (not including optional insurance). No application fee. Fixed borrowing rate of 4.14% per year. Fixed APR of: 4.42%. Total amount owed by the borrower (not including optional insurance): €21,736.32. Interest: €1,736.32.

If you sign up for optional insurance(5) (Death/Complete and Irreversible Loss of Independence, Total Incapacity to Work): Insurance Annual Percentage Rate (APR): 1.39% of the total amount owed by the borrower for insurance throughout the term of the loan: €576.00; the monthly insurance premium: €12.00/month. This amount is added to the loan installment payments.

(5)Insurance policy offered by Cardif Assurance Vie (life insurance) and Cardif Assurance Risques Divers (casualty insurance).

BNP Paribas, limited liability company with capital of €2,492,372,484 – Headquarters: 16 boulevard des Italiens, 75009 PARIS. Registered with the Paris RSC (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.

Cardif Assurance Vie, a business regulated by the French Insurance Code – a limited liability company with capital of €712,340,624 – registered with the Paris RCS (Trade and Companies Registry) as No. 732 028 154 with a European intracommunity VAT No. FR 12732028154 – Headquarters: 1 boulevard Haussmann, 75009 Paris – Offices: 8 rue du Port, 92728 Nanterre Cedex.

Cardif Assurances Risques Divers, a business regulated by the French Insurance Code – a limited liability company with capital of €16,875,840 – registered with the Paris RCS (Trade and Companies Registry) as No. 308 896 547 – Headquarters: 1 boulevard Haussmann, TSA 93000, 75318 Paris – Offices: 4 rue du Port, 92728 Nanterre Cedex.

Further details

FAQ ()

In addition

  • Assurance de votre prêt personnelPersonal insurancePERSONAL LOAN INSURANCEPersonal loan insurance that covers you in the event of a financial setback.
  • Prêt diversLoansMISCELLANEOUS LOANA personal loan to help you carry out all your plans.
  • Compte Epargne MaisonSavingsHOME SAVINGS ACCOUNTA home ownership savings account; a secure investment for preparing your building plans.